How to Choose the Right Plan
Selecting the right insurance coverage is a critical decision that depends on several factors. Our comparison tool helps you evaluate and choose the plan that best suits your specific needs and budget.
Consider These Factors When Comparing Plans
-
1
Coverage Needs
Assess what types of protection are most important for your specific situation. For travel, this might include trip cancellation, medical emergencies, or baggage loss. For property rentals, consider property damage, liability, and personal belongings.
-
2
Budget Constraints
Balance premium costs against coverage benefits. Sometimes paying slightly more for significantly better coverage is worth the investment.
-
3
Risk Tolerance
Consider how much financial risk you're comfortable assuming yourself versus transferring to an insurance policy.
-
4
Special Circumstances
Some plans offer specialized coverage for unique situations like adventure activities, high-value items, or pet-related incidents.
Understanding Coverage Levels
Our plans offer tiered coverage levels (Basic, Standard, and Premium) with different limits and benefits. Higher-tier plans typically include more comprehensive coverage and higher policy limits, providing greater protection against unexpected events.
Need help deciding? Our insurance experts are available to help you navigate your options and choose the right coverage for your needs. Contact us for a personalized consultation at no obligation.
Not Sure About Your Risk Level?
Take our quick risk assessment questionnaire to understand your exposure and get personalized recommendations for coverage.
Assess Your RiskDid You Know?
Travelers who complete a risk assessment before selecting a plan report 42% higher satisfaction with their coverage when they need to file a claim.
Property managers who analyze their risk profile can better match protection levels to their specific needs, leading to more effective coverage and better client experiences.